Bank Statement Loans in Columbus, OH

Simplified Mortgage for Self-Employed

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Benefits of Bank Statement Loans

Bank Statement loans allow self-employed borrowers to qualify using bank statements instead of traditional income documents. Ultimate Mortgage Brokers makes it easy to secure a loan without extensive paperwork.

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Qualify using bank deposits rather than tax returns

Ideal for self-employed or freelance professionals

Fast approval with online application

Flexible terms for purchase or refinance

Customer Reviews

How It Works

Submit Your Loan Scenario

Apply Online

Fill out our quick online form

Speak with a mortgage expert

discuss your financial goals with our mortgage expert and choose the best program for you

Complete everything online

Use document upload and e-sign capabilities to do everything online.

Get Approved

We have streamlined the process to get you approved fast!

Close Your Loan

Simply e-sign your documents and close on your loan

Who Should Consider a Bank Statement Loan

Self-employed individuals or freelancers

Borrowers with variable or seasonal income

Investors who want fast, efficient approvals

Bank Statement Loan FAQs

What are bank statement loans?

Mortgages that use personal or business bank deposits to verify income instead of tax returns.

Who is eligible for a bank statement loan?

Self-employed borrowers, contractors, or freelancers with variable income.

Are the interest rates higher?

Rates are slightly higher than conventional loans but remain competitive.

Can I refinance with a bank statement loan?

Yes, refinancing is possible with flexible documentation requirements.

Simple loans for self-employed borrowers

Complete our quick form and get approved using your bank statements — no W-2s required.

Submit Your Loan Scenario