Conventional Home Loans in Columbus, OH
Fast & Affordable
Ultimate Mortgage Brokers offers conventional loans for buyers and refinancers looking for a straightforward mortgage with competitive rates.
Ready to speak with someone now?
Call us at (614) 361-7558.
Benefits of Conventional Loans
Conventional mortgages are perfect for those who want flexibility, low fees, and predictable payments, our conventional loans help you reach your homeownership goals without unnecessary complexity.
Customer Reviews
How It Works
Apply NowApply Online
Fill out our quick online form
Speak with a mortgage expert
discuss your financial goals with our mortgage expert and choose the best program for you
Complete everything online
Use document upload and e-sign capabilities to do everything online.
Get Approved
We have streamlined the process to get you approved fast!
Close Your Loan
Simply e-sign your documents and close on your loan
Who Should Consider a Conventional Loan
Conventional Loan FAQs
Conventional loans typically require a minimum down payment of 3% for first-time buyers, though most borrowers put 5–20% down depending on their financial situation and loan type.
Yes! Conventional loans are commonly used for refinancing to lower your interest rate, reduce your monthly payment, or access home equity.
No. While better credit scores improve your rate, conventional loans are available for borrowers with good credit (typically 620+) and a stable income.
With our streamlined online process, most approvals happen in days, not weeks, so you can close faster and reduce stress.
Apply for your loan today
Complete our form in less than 60 seconds and be on your way to getting approved for your mortgage!
Apply Now