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Insights, tips, and updates from the mortgage industry to help you make informed decisions.

13 min read

DSCR vs. Conventional Loans for Investment Property

Trying to choose between a DSCR loan and a conventional mortgage for an investment property? This in depth comparison breaks down how each loan type works, how lenders qualify you, current rate differences, documentation requirements, property limits, and when each option is the better fit for your rental portfolio in Michigan, Ohio, and Indiana.

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9 min read

Indianapolis Non-QM Mortgage Options

Indianapolis combines affordability, job growth, and a strong rental market, which makes it a prime city for self-employed homebuyers and real estate investors. Non-QM mortgage options like bank statement loans, DSCR loans, no-ratio programs, stated income, and fix and flip financing can help borrowers who do not fit traditional lending guidelines secure financing and grow their portfolios.

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7 min read

Bad Credit Home Equity Options: HELOCs and More

Homeowners with credit scores below 620 often feel locked out of their own equity. This guide explains how to tap home equity with bad credit using non-QM HELOCs, home equity loans, hard money options, and home equity investments, plus steps to improve your approval odds.

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1 min read

Michigan Self-Employed Mortgage Options (2026)

Self-employed in Michigan and planning to buy a home in 2026. This guide explains why traditional mortgages are tougher for business owners, how bank statement and 1099 loans work, what MSHDA programs can offer, and how non QM lenders help fill the gap for entrepreneurs across the state.

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