Insights, tips, and updates from the mortgage industry to help you make informed decisions.
You have built a rental portfolio in Indianapolis, Cleveland, Detroit, or some mix of Midwest metros. Your conventional options have run out: you hit Fannie Mae's 10-property limit, or qualifying on personal tax returns no longer reflects what your portfolio generates. Your next
Read MoreYou are a first-time buyer in Detroit, a teacher in Columbus stretching to put 5% down, or a move-up buyer in Indianapolis hearing two different answers from two loan officers. One says FHA. The other says conventional. The loan estimates look similar on the first page, and $40 a
Read MoreYou have built equity in your home, you have a use for it (a renovation, a debt payoff, a rental property down payment), and you have narrowed your options to two: a HELOC or a cash-out refinance. Both pull cash from the equity sitting in your house. They look similar in the firs
Read MoreIf you are self-employed and have tried to open a HELOC at a traditional bank, you know how this ends. You submit two years of tax returns, the bank looks at your AGI, and declines because it does not support the line size you actually need. The problem is not your home equity. T
Read MoreGrand Rapids has built one of the most diversified small-economy metros in the Midwest. The healthcare anchors (Corewell, Trinity, the medical mile) employ tens of thousands, the higher education footprint (GVSU, Calvin, Aquinas, Davenport, Ferris) anchors a steady cohort, the ma
Read MoreFort Wayne has spent the last five years quietly becoming one of the most attractive housing markets in the Midwest. Median home values have climbed from roughly $135,000 in 2019 to more than $200,000 by early 2026, a roughly 48% appreciation cycle that has rewarded long-term own
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