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Ultimate Mortgage

Current Mortgage Rates

View today's competitive rates and get a personalized quote for your home loan.

30-Year Fixed

6.71%

+0.05 from last week

Freddie Mac national average, week of September 3, 2026

15-Year Fixed

6.04%

+0.06 from last week

Freddie Mac national average, week of September 3, 2026

Your rate will be your own

The figures above are national averages published weekly by Freddie Mac. The rate you are offered depends on your credit, your deposit, the property and the loan you choose. Answer a few short questions and a loan officer will come back to you with figures that are actually yours.

The market behind the rates

4.79%
10-Year Treasury
3.63%
Fed Funds Rate
336.7
Home Price Index (Case-Shiller)
$410,700
Median Home Sale Price
4.10%
Unemployment Rate

Source: Federal Reserve Bank of St. Louis. Frequencies vary by series.

The rates shown are national averages published weekly by Freddie Mac and are for illustrative purposes only. They are not a quote. Credit and collateral subject to approval. This is not a credit decision, guarantee, or a commitment to lend.

The interest rate available to you when you apply will be based on your credit history, property type, loan amount and loan to value, and may be different from the averages shown here. Please contact a mortgage loan officer for current rates and fees.