DSCR Loans in Columbus, OH

Investor-Friendly Financing

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Benefits of DSCR Loans

DSCR (Debt-Service Coverage Ratio) loans are tailored for real estate investors. Instead of focusing on personal income, approval is based on property cash flow, making it easier to finance investment properties.

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Approval based on rental income, not personal income

Fast and simplified underwriting for investors

Flexible loan amounts and terms

Ideal for single and multi-family rental properties

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How It Works

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Apply Online

Fill out our quick online form

Speak with a mortgage expert

discuss your financial goals with our mortgage expert and choose the best program for you

Complete everything online

Use document upload and e-sign capabilities to do everything online.

Get Approved

We have streamlined the process to get you approved fast!

Close Your Loan

Simply e-sign your documents and close on your loan

Who Should Consider a DSCR Loan

Real estate investors seeking property-based financing

Borrowers with multiple income sources

Investors who want fast, efficient approvals

DSCR Loan FAQs

What is a DSCR loan?

A DSCR loan is a mortgage for investment properties where the property’s cash flow covers the loan payments.

Who qualifies for a DSCR loan?

Investors with rental or commercial properties seeking financing based on property income rather than personal income.

Are DSCR loans faster to approve?

Yes, property-based underwriting often speeds up the approval process.

Can DSCR loans be used for multiple investment properties?

Yes, many investors use DSCR loans for single and multi-family properties.

Fund your next investment fast

Complete our quick form and move fast on funding your investment properties.

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