FHA Home Loans in Columbus, OH

Low Down Payment, High Flexibility.

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Benefits of FHA Loans

FHA loans are ideal for first-time homebuyers or borrowers with limited credit history. With low down payments and flexible credit requirements, Ultimate Mortgage Brokers makes FHA lending fast, simple, and affordable.

Get Your Rate Quote

Low down payment as little as 3.5%

Flexible credit and income requirements

Perfect for first-time buyers or those rebuilding credit

Streamlined online application and approval

Customer Reviews

How It Works

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Apply Online

Fill out our quick online form

Speak with a mortgage expert

discuss your financial goals with our mortgage expert and choose the best program for you

Complete everything online

Use document upload and e-sign capabilities to do everything online.

Get Approved

We have streamlined the process to get you approved fast!

Close Your Loan

Simply e-sign your documents and close on your loan

Who Should Consider an FHA Loan?

Borrowers with lower credit scores

First-time homebuyers

Individuals with smaller savings for a down payment

FHA Loan FAQs

What is the minimum credit score for an FHA loan?

Most FHA loans require a credit score of at least 580 to qualify for the low down payment option.

Can FHA loans be used for refinancing?

Yes, FHA Streamline Refinances allow qualified borrowers to lower their rate with minimal paperwork.

How much down payment is required for an FHA loan?

Typically, 3.5% of the purchase price for eligible borrowers.

Do FHA loans have private mortgage insurance (PMI)?

Yes, FHA loans require mortgage insurance premiums, which protect the lender and are included in your monthly payment.

Apply for your loan today

Complete our form in less than 60 seconds and be on your way to getting approved for your mortgage!

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