Jumbo Loans in Columbus, OH
High-Value Home Financing
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Benefits of Jumbo Loans
Jumbo loans are designed for buyers purchasing high-value homes that exceed conventional loan limits. Ultimate Mortgage Brokers provides competitive rates, personalized guidance, and a smooth online process for jumbo borrowers.
Get Your Rate Quote
Finance high-value homes over conforming limits
Competitive interest rates for qualified borrowers
Flexible terms for purchase or refinance
Fast approval for time-sensitive clients
Customer Reviews
Rebecca5 years ago
Excellent service My husband and I just closed on our first home yesterday. We have been working with Fairway for about 4 months now. My husband found them online and we initially met with Michael but also worked with Jason, Eric, and Whitney. Since this was our first home purchase, we had a lot to learn and the entire Fairway team was so educational and patient with us. The entire process from getting pre-approved to our closing day went extremely smoothly. We couldn’t of asked for a smoother process. We met with with several other lenders and we chose Fairway because of their knowledge, communication, and timeliness. They work fast, they communicate everything that is happening, and explain everything along the way. The interest rate we received was lower than the other lenders we met and their closing costs were WAY under other lenders. They also have more PMI options than other lenders. Overall, we couldn’t be happier with our decision to work with Fairway. I would recommend them to anyone and I will continue to do so! Thank you Michael, Whitney, Jason, and Eric for all of your hardwork, your communication, and giving us a simple and smooth process for our first home buying experience!!
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billhaptonstall7 years ago
Michael Isaacs Team is by far #1 in the Industry My wife and I recently purchased a house and Fairway Mortgage Company was recommended to us. I am always concerned about borrowing money from an organization that I am not totally familiar with. Much to my surprise this was a very positive experience. Everyone we dealt with was very professional and extremely pleasant to communicate with. They made sure not question was left unanswered and never acted as if a question we had was not important. They certainly went the extra mile to make sure we were at ease with all aspects of the loan. Everything was explained in detail before any papers were signed. From the very beginning we needed a preapproval to go into contract and they made sure it was delived in a timely manner so we did not loose out on the purchase. We enjoyed receiving the weekly update on the loan as that let us know what to expect for the upcoming week and that way we did not have to worry that we would miss a deadline. When you are purchasing a house and you have so much on the your mind, peace of mind is of great importance. This group certainly excells in peace of mind and we highly recommend them to anyone looking for a mortgage company.
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dpdoherty20007 years ago
Able to get it done! This lender was able to turn around answers in a very quick way. My agent was the individual who connected me with Fairway. As soon I reached out to them, they were very proactive in gathering information and I was able to get pre-approval in a couple of hours. Additionally, once we found the home we really wanted, I was able to call on a Saturday, and get the pre approval refined and increased in a few hour. My situation was a little complex compared to others, where my buyers kept running into financing problems. But, Fairway and their team were prepared in advance, and allowed me to close when the time came. In the weeks leading up to closing, this company provided a weekly update email indicating the action items that needs to be accomplished that week. Also, they sent a weekly email that provided general guidance and instructions for what people can and should be doing in advance of closing, moving, and general life changes. I appreciated what Fairway and their team were able to accomplish – and believe that they are “Able to get it done!”
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Taleisha5 years ago
Fairway Mortage for the WIN!!!! Wow where do I start?? With the uncertainty of the world buying a house was stressful. Before selecting Fairway, I reached out to other lenders and felt so overwhelmed and felt as if i was being treated as a number and not a customer. Fairway Independent Mortage Company took the time to not only educate me on the process but, he took the time to help me understand the financials before committing to the properties I was interested in. After finding my dream home the communication from the whole Fairway team to let me know where I was at in the process was amazing. When my mind wondered at 11 O’clock at night on a Saturday night I would text random questions to the Fairway team and without hesitation, I received a response with answers to my crazy questions. I would recommend this company over any other company due to their family-oriented drive and their direct desire to help you get into your new home. This is my first purchase and if it was not for this team….. The loan process would have been a terrible experience. Thanks so much guys
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Valerie7 years ago
You can’t go wrong! From day one, we knew fairway mortgage was on our side. Words cannot express the experience that we had with them. We were really hesitant in the first place to start looking for a home. We almost didn’t even answer the phone call after inquiring about a home. But, we are so glad we did!!! Fairway Independent Mortgage Corporation talked us thru every step of the way, and within an hour we were pre-approved. We had no clue where to start, and they guided us to a nice realtor who was also great. When we couldn’t find anything we wanted in the Columbus area, they immediately found us a realtor in the Dayton area, were we ended up by a home. Thru the WHOLE process, they guided us, they answered every phone call, if not voicemail asap. They made it feel like we were their only priority. We used a VA loan and they guaranteed us closing in 30 days and they did it, we ended up walking away making money! I would hands-down recommend this amazing team to anyone looking for a mortgage company.
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10 years ago
After meeting with Michael I knew that I was in the best hands for refinancing my … I would reccommend Michael Issacs and his team to all looking to either buy or refinance a home. After meeting with Michael I knew that I was in the best hands for refinancing my home. Michael went all through the different rates and the formal process that I was about to embark on. Even though I have 30 years in the mortage industry Michael eased my mind about going forward without any issues. This entire process was only 3 weeks from start to finish. Michael told me the first day that I met him that he would notify me at the right time to “Lock In ” the Interest Rate. Michael exudes Professionalism, Integrity, Honesty and Knowledge of the business. He trust his team which is never why I felt as if I had to speak with him directly. Even though he was available for me at anytime. What a great office and a wonderful experience this has been. I will recommend everyone that I know to Michael Issacs and Team at First Choice. Thanks Michael.
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8 years ago
Thorough and Efficient! My wife and I recently relocated to the Columbus area and purchased a home in New Albany. We had the great fortune of working with Michael Isaacs on our loan and the service he and his team provided was par excellence. Michael’s team worked many aspects of our process in parallel and enabled the most swift closing we have experienced. This expedience was extremely helpful, as we had identified our home and Michael’s team enabled us to close without having to spend time in a rental property while we awaited the completion of the process, a big help! Michael and his team have a comprehensive understanding of all aspects of property lending, and they work diligently to ensure all aspects are covered, and yet they maintain the ability to be flexible when possible should circumstances warrant. We are grateful to have worked with Michael and his team on a great property acquisition and seamless closing. Thank you Michael!
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8 years ago
Top notch, reputable lender Mike and his team were top notch. 1st time homebuyers for my husband and myself, several people in place to answer any question we had, the response time was very fast, even at end of business day. All team members were great, the only negative feedback i could provide was sometimes communication between team members isn’t fluid, but the miscommunication was figured out. His team is very fast, ahead of schedule in every part of the loan process. Mike’s team was realistic, upfront, anticipatory of the mortgage interest climate, underpromised and overdelivered. Mike’s team never dropped the ball and handled everything with ease, giving us complete peace. Their lender fees were also the cheapest when we were comparing 2 other mortgage lenders. Mike’s pitch was always they having the backing of a large mortgage company, but the service and speed of a small company, we couldn’t agree more.
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Philip7 years ago
They treat you like Family The team at Fairway Independent Mortgage is unbelievable, my wife and I were moving from Columbus to Cincinnati Ohio for a new job and during all the craziness of relocating we found our dream home on the first visit. Knowing we had to act fast to get the house, we reached out to Fairway to get a pre approval. This is where the real magic happened, the Fairway team worked with us after normal business hours and we had a whole team of amazing people helping us the whole way through the process. The best part about Fairway Independent Mortgage is you are not just another customer they are pushing through, they treat you like family and real care. Never once did I have to wait on call waiting or be told to call back during normal business hours and for that I can’t thank them enough for helping us get our dream home. I would highly recommend Fairway Independent Mortgage.
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Rachel7 years ago
Wonderful Experience I am a first time home buyer and had a wonderful experience working with Fairway. They made the process super simple and helped me even develop a credit score so I could get pre-approved! I was surprised at how quick and easy the loan process was. I wouldn’t hesitate to recommend Fairway to anyone! I started working with Fairway through Michael Isaacs back in December to get pre-approved and develop a credit score. I had just graduated college and didn’t have one. Steve helped me gather everything I needed. He was great at communicating with me all the paperwork I needed to sign and what it meant. DocuSign made the process very simple. They helped me lock in a very low interest rate of 4.125% which was incredible. I closed on my house in March 2018 and the process was easy. I signed everything and was fully informed about each item. Great experience.
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LJGMasonOhio5 years ago
Excellent Experience We were paired with Michael Isaacs and Fairway Independent Mortgage Corp through Zillow. This was my second home loan. This second loan was a fantastic experience. All staff encountered were helpful, professional, and friendly to work with. We had to progress under what I would consider tight timelines to close. During this timeframe there were a couple of unexpected circumstances that arose during the execution of the loan, and they were able to find workable solutions and maintain the timeline. Questions are answered in a timely fashion, regular updates are provided, and insights during the process are communicated. I would highly recommend Fairway Independent Mortgage, and I personally would not hesitate to work with them at a future date. Thank you guys for your professionalism and diligence.
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9 years ago
Their communication style is clear and easy to understand. The staff at Fairway is incredible. From the first phone call to the closing, they were personable and responsive. The office staff was incredible to work with. They were able to get my husband and I pre-approved for our mortgage within hours of our first phone call. From there on, the staff was always available to answer any of my questions and through the entire process, they let me know exactly what they needed and when. Their communication style is clear and easy to understand. That is what I appreciated most about working with them. Also, they provided weekly updates that let you know where they were in the process. This made me feel at ease knowing that my loan was being actively monitored. I will definitely recommend Fairway to all my family and friends.
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lauritasantiago927 years ago
DREAM TEAM RIGHT HERE!! I can’t thank The Mikes Issacs Mortage team enough for their help!! I’m a first time home buyer and I was terrified of the whole process. I didn’t know what I was doing, or if I could even buy a house. I had a lot of doubts, it was a lot of paper work, but I had someone with me every step of the way! I was pre-approved immediately and I was able to start the hunt for my house soon after. It was awesome so see how well connected the team was from my broker, to my realtor, and my home owned insurance agent. We all had constant communication with one another and I couldn’t be happier in my new home! All my questions were answered, the team was very patient with me and made themselves available to me at all times. Thank you all so much!!!
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10 years ago
IGÇÖve purchased many homes in my life and refinanced several times. When I purchased my last home in New Albany, Ohio, I was referred by some friends to Michael Isaacs. I’m a doctor and my time is extremely valuable. Michael was respectful of my schedule and time constraints and made the process quick and easy. Michael is very responsive. If he’s on the phone when you call, he’ll return the call within minutes. Michael’s team keeps you well informed throughout the entire process. If there’s a hiccup, he’ll call you right away, work through the issue and resolve it quickly. I’ve purchased many homes in my life and refinanced several times. After working with Michael on this last transaction I would only use Michael and his team for all my future mortgages. I highly recommend Michael Isaacs.
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Amanda7 years ago
Personal, reliable service — wouldn’t want to work with anyone else! The Mike Isaacs mortgage team has financed two homes for us now, and I can’t imagine working with anyone else. When we first met Mike, we were first-time homebuyers and he sat us down over coffee in his office and walked us through every step of the process so we felt informed and not overwhelmed. Throughout the entire process of both home purchases, his team was accessible, fast, and accountable. When we ran into trouble with our title company late in the game, it was Mike’s team who was responsive and helped us ensure we got everything over the finish line. When you work with Mike, you have an entire team behind you from day 1 until closing. You won’t regret the choice for a second.
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Who Should Consider a Jumbo Loan?
Buyers purchasing luxury or high-priced homes
Homeowners refinancing a large mortgage
Clients seeking fast, streamlined jumbo financing
Jumbo Loan FAQs
What is a jumbo loan?
A jumbo loan finances a home that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac.
Do jumbo loans require higher credit scores?
Yes, most jumbo loans require strong credit (typically 700+) and stable income.
Is a larger down payment required for jumbo loans?
Down payments often range from 10% to 20%, depending on lender guidelines.
Can jumbo loans be used to refinance?
Yes, jumbo refinancing allows homeowners to secure lower rates or tap into home equity.
Is a Jumbo Home Loan Right For You?
Complete our quick form and one of our mortgage professionals will contact you to discuss your financial goals to determine the best loan for you.
See What You Qualify For