No Ratio Loans in Columbus, OH
Qualify Without Income Documentation
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Call us at (614) 361-7558.
Benefits of No Ratio Loans
No Ratio loans are perfect for borrowers who want mortgage approval without disclosing personal income. Ultimate Mortgage Brokers simplifies this niche financing option with fast approvals and transparent terms.
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How It Works
Submit Your Loan ScenarioApply Online
Fill out our quick online form
Speak with a mortgage expert
discuss your financial goals with our mortgage expert and choose the best program for you
Complete everything online
Use document upload and e-sign capabilities to do everything online.
Get Approved
We have streamlined the process to get you approved fast!
Close Your Loan
Simply e-sign your documents and close on your loan
Who Should Consider a No Ratio Loan
No Ratio Loan FAQs
A mortgage that doesn’t require income verification, using assets to qualify instead.
Borrowers with significant assets or strong credit but who prefer not to disclose income.
Rates may be slightly higher due to limited income verification but remain competitive for qualified borrowers.
Yes, they are available for both purchase and refinance transactions.
Access the funding you’ve earned
Complete our quick form and get approved based on your assets — no income verification required.
Submit Your Loan Scenario