Self-Employed / Non-QM

Self-Employed / Non-QM Posts

Explore our latest insights and expert advice on self-employed / non-qm.

Self-employed 1099 worker reviewing mortgage documents at a kitchen table

Self-Employed / Non-QM

March 5, 2026

8 min read

How to Get a Mortgage with 1099 Income

If you’re a freelancer, independent contractor, or gig worker, qualifying for a mortgage can feel confusing. This guide explains exactly how to get a mortgage with 1099 income in 2026, including which loan programs work best, what documentation you’ll need, and how to prepare your application in Michigan, Ohio, and Indiana.

Self-employed borrower reviewing tax returns and mortgage documents at a desk

Self-Employed / Non-QM

March 5, 2026

7 min read

Denied Mortgage Due to Tax Write-Offs? Solutions

Self-employed and denied a mortgage because of tax write-offs? Your deductions may be shrinking your qualifying income on paper, even if your cash flow is strong. Learn how bank statement loans, add-back deductions, asset depletion, and 1099 programs can turn a denial into an approval—without sacrificing your tax strategy.

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